Please read this carefully. By accessing the n-save.co.uk web site at www.n-save.co.uk (the “Web Site”) you are agreeing to the terms that appear below, whether or not you register as a user. All NSave Web Sites are collectively referred to in these terms as “the Site”. If you have any questions, please complete our Privacy form.
1. Introduction
n-save.co.uk owned and operated by NSave Limited (“NSave Limited”).
As a user, you will be able to access material on most areas of the Site without going through the registration process. Certain areas of the Site are only open to you if you register.
NSave Limited does not make any charge for you to access the Site. However, you should be aware that your Internet Service Provider and/or telephone operator may charge you for time spent accessing the Site in the same way that you are charged for making telephone calls. You should contact your operator if you require details of these charges.
There is no specific time limit applying to your access and use of the Site on these Terms.
However, NSave Limited reserves the right to suspend or terminate your access and use of the Site at any time. It may exercise this right with or without notice. If applicable, notice will be given to your e-mail address as notified to NSave Limited In that event, notice will be deemed to be served three hours after transmission or posting.
2. Use of n-save.co.uk or Content and Linking to the Site
All material on the Site, including News by E-mail and content made available via the SMS and WAP Services (collectively, the “Content”) belongs to NSave Limited or its licensors. You may retrieve and display Content on a computer screen, PDA or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk or on your mobile telephone (but not on any server or other storage device connected to a network) for your personal, non-commercial use.
Except as expressly set out above, you may not reproduce, modify, store, archive or in any way commercially exploit any of the Content. In particular, but without limiting the general application of the restrictions contained in the preceding sentence, you may not do any of the following without prior written permission from NSave Limited (and neither may you allow a third party to do any of the same):
providing a personalised service
conducting market research surveys
running competitions
providing you with information about products and services we offer
Requests to republish or redistribute Content should be addressed to NSave Limited by filling in our Privacy form. You acknowledge that “NSave Limited “, “n-save.co.uk” are trade marks and that you may not use them without written permission from NSave Limited. If you would like to link to the Site, please read and comply with the following guidelines and all applicable laws.
A web site or WAP site that links to the Site:
must display an n-save.co.uk logo;
may not remove, distort or otherwise alter the size or appearance of the logo;
may link to, but not replicate, the content;
must not create a frame or any other browser or border environment around the content;
must not in any way imply that NSave Limited is endorsing it or its products or services;
must not misrepresent its relationship with NSave Ltd;
must not present false information about NSave Ltd;
must not use any NSave Limited trade marks displayed on the Site without permission from NSave Limited Ltd;
must not be a web site or WAP site that infringes any intellectual property or other right of any person or that otherwise does not comply with all relevant laws and regulations;
must not be a web site or WAP site that contains content that could be construed as distasteful, offensive or controversial.
NSave Limited expressly reserves the right to request that any link in breach of these terms be removed and to take whatever other action it deems appropriate.
3. Registration
On registration, you must provide NSave Limited with accurate, complete registration information and it is your responsibility to inform NSave Limited of any changes to that information (including in particular your e-mail address) by filling in our Privacy form.
Each registration is for a single user only. NSave Limited does not permit any of the following:
1. any other person sharing your user name and password;
2. access through a single name and password being made available to multiple users on a network.
You are responsible for all use of the Site made by you or anyone else using your user name and password (collectively, “ID”) or using your mobile telephone to access the SMS Services or WAP Site and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, NSave Limited or unauthorised use of your ID or any payment information, you must notify NSave Limited immediately by e-mailing info@n-save.co.uk.
If you register to use the free e-mail service on the Site, you must not use the service to send, or use or re-use any material which is unlawful, threatening, abusive, libellous or indecent or which infringes copyright or other rights of third parties or which contains any other form of illegal content.
You must not use the service to send any chain e-mails or SMS messages or “spam”. If on registration (or on amendment of your registration details) you provide NSave Limited with an email address that will result in any emails NSave Limited may send you being sent to you via a computer network operated by or on behalf of your employer or college (or similar) then you are warranting that you are entitled to receive emails at that address.
You also agree that NSave Limited may refrain from sending you any emails to such address without notifying you, even if you have subscribed to receive them, if we receive a request from your employer or college to stop sending emails to that address.
4. Community Forums
The Site includes bulletin boards, discussion groups and other public areas that allow feedback to NSave Limited and interaction between users and NSave Limited journalists (“Forums”). While NSave Limited does not control the information/materials posted to Forums by users (the “Messages”), it reserves the right (which it may exercise at its sole discretion without notice) to delete, move or edit the Messages and to terminate your access to and use of the Forums and you waive any moral rights that you may have in regard to the Messages.
You are solely responsible for the content of your Messages. You must comply with any rules posted by NSave Limited on a Forum.
You may not:
post, link to or otherwise publish any Messages containing any form of advertising or promotion for goods and services or any chain Messages or “spam”;
post, link to or otherwise publish any Messages with recommendations to buy or refrain from buying a particular security or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any security;
post, link to or otherwise publish any Messages that are unlawful, threatening, abusive, libellous, indecent, infringe copyright or other rights of third parties or which contain any other form of illegal content;
post or otherwise publish any Messages that contain a virus or other harmful component;
disguise the origin of any Messages;
impersonate any person or entity (including NSave Limited employees or Forum guests or hosts) or misrepresent any affiliation with any person or entity;
post or otherwise publish any Messages unrelated to the Forum or the Forum’s topic;
post or transmit any Messages that contain Software viruses, files or code designed to interrupt, destroy or limit the functionality of the Site or any computer software or equipment;
collect or store other users’ personal data;
restrict or inhibit any other user from using the Forums.
By submitting messages to any Forum you agree to indemnify and hold harmless NSave Limited from all claims, costs and expenses (including legal expenses) arising out of any Messages posted or published by you that are in breach of this section 4.
The Forums contain Messages submitted by users over whom NSave Limited has no control.
NSave Limited cannot guarantee the accuracy, integrity or quality of any Messages. Some users may breach these terms and post Messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Forum and should not rely on Messages in making (or refraining from making) any specific investment or other decisions.
NSave Limited journalists (who will be clearly identified as such) will also contribute material to the Forums in order to stimulate discussions and ensure the smooth running of the Forums. The Forums may also contain messages from special guests selected by NSave Limited. The opinions of those NSave Limited journalists and special guests are their own and are not necessarily endorsed by NSave Limited. They should not be considered by you as professional advisers.
By submitting Messages to any Forums you are granting NSave Limited a perpetual royalty free non-exclusive licence to reproduce, modify, translate, make available, distribute and sub-license the Message in whole or in part and in any form. This may include personal information such as your user name and alias and your expressions of opinion. NSave Limited reserves the right to contact you by e-mail with regard to your use of the Forums.
It is not possible for NSave Limited to fully and effectively monitor when Messages infringe the copyright of a third party or other third party rights. If you believe that a Message infringes any legal rights that you may have, you should notify NSave Limited immediately.
5. No Warranties, Exclusion of Damages, Limitation of Liability and Exclusive Remedy
The Content is only for your general information and use and is not intended to address your particular requirements. In particular, the Content does not constitute any form of advice, recommendation or arrangement by NSave Limited and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangements made between you and any third party named on this Site are at your sole risk and responsibility.
No warranties
Because of the number of sources from which NSave Limited obtains content and the nature of electronic distribution via the internet and mobile telephones (or other portable electronic devices), NSave Limited does not give any warranties in respect of the site, content, so NSave Limited Software or services available through the site (collectively, “site services”). In particular, the site services are provided on an “as is”, “with all faults” and “as available” basis. To the extent allowed by applicable law, NSave Limited hereby disclaims all warranties, conditions or duties of every nature whatsoever (except any duties of good faith), including without limitation, any implied warranties of merchantability or of fitness for a particular purpose, any express or statutory warranties, and any warranties or duties regarding accuracy, timeliness, completeness, performance, lack of negligence or of workmanlike effort. Additionally, NSave Limited Makes no warranty that the site services are free from infection by viruses or anything else that has contaminating or destructive properties.
Also, NSave Limited does not provide any warranty against infringement or of title or quiet enjoyment and makes no express warranties.
No incidental or consequential damages
To the full extent allowed by applicable law, you agree that NSave Limited Will not be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to meet any duty including but not limited to any duty of good faith, lack of negligence or of workmanlike effort) or for any other indirect, special, or punitive damages whatsoever that arise out of or are related to the site services or to any breach of these terms by NSave Limited, even if NSave Limited Has been advised of the possibility of such damages and even in the event of fault, tort (including negligence) or strict liability.
Limitation on damages: exclusive remedy
You agree that your only recovery for any damages that you incur, and your exclusive remedy, shall be limited to the direct damages you actually incur in reasonable reliance on the applicable site service up to a limit of the following, at NSave Limited’s election:
(1) a refund of the amount you paid NSave Limited (if any) to receive the relevant service in total during the month in which the damage is first incurred, less any reasonable allowance for complying services, or
(2) correction or replacement of the service. All limitations will apply to all legal and equitable theories.
Links
The Site and its services contain links to other World Wide Web or WAP sites provided bymindependent third parties (“Third Party Sites”), either directly or through frames. Where possible, NSave Limited will make clear where such links are being made, though Third Party Sites may be co-branded with NSave Limited and so include NSave Limited trade mark. NSave Limited is not responsible for the availability or content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites. You may use the Site to purchase products or services from NSave Limited’s third party partners although your contract for such products or services will be with the third party partner and not with NSave Limited.
Notwithstanding the provisions of this Section 6, NSave Limited’s liability will not be limited in the case of death or personal injury directly caused by NSave Limited’s negligence.